Charles Bradley | Chairman, President & CEO |
Jeffrey Fritz | EVP & CFO |
John Rowan | Janney Montgomery Scott |
Kyle Joseph | Jefferies |
Good day everyone and welcome to the Consumer Portfolio Services 2021 First Quarter Operating Results Conference Call. [Operator Instructions].
Before we may begin management has asked me to inform you that this conference call may contain forward-looking statements. Any statements made during this call that are not statements of historical facts may be deemed forward-looking statements. Statements regarding current or historical valuation of receivables because dependent on estimates of future events also are forward-looking statements.