Emily Riley | SVP of IR and Corporate Communications |
Rick Thornberry | CEO |
Frank Hall | CFO |
Derek Brummer | EVP and Chief Risk Officer |
Mark DeVries | Barclays |
Doug Harter | Credit Suisse |
Randy Binner | FBR |
Phil Stefano | Deutsche Bank |
Bose George | KBW |
Jack Micenko | Susquehanna |
Mihir Bhatia | Bank of America |
Geoffrey Dunn | Dowling and Partners |
Chris Gamaitoni | Compass Point |
Mackenzie Aron | Zelman and Associates |
Ladies and gentlemen, thank you for standing by and welcome to the Radian Third Quarter 2017 Earnings Call. At this time all participants are in a listen-only mode. Later we will conduct a question-and-answer session; instructions will be given at that time. [Operator Instructions] And as a reminder the call is being recorded. I’d now like to turn the conference over to Emily Riley, Senior Vice President of Investor Relations and Corporate Communications.