John Damian | Senior Vice President of Investor Relation |
Rick Thornberry | Chief Executive Officer |
Frank Hall | Chief Financial Officer |
Derek Brummer | President of Radian Mortgage |
Mihir Bhatia | BofA Merrill Lynch |
Bose George | KBW |
Mackenzie Aron | Zelman |
Jack Micenko | SIG |
Mark DeVries | Barclays |
Geoffrey Dunn | Dowling & Partners |
Chris Gamaitoni | Compass Point |
Phil Stefano | Deutsche Bank |
Welcome to the Radian First Quarter 2020 Earnings Call. My name is Jenny, and I'll be your operator for today's call. [Operator instructions]
I will now turn the call over to Senior Vice President of Investor Relations, John Damian.
You may begin.