John Damian | Senior Vice President, Investor Relations & Corporate Development |
Rick Thornberry | Chief Executive Officer |
Frank Hall | Chief Financial Officer |
Derek Brummer | President, Radian Mortgage |
Doug Harter | Credit Suisse |
Cullen Johnson | B. Riley |
Mark DeVries | Barclays |
Bose George | KBW |
Mihir Bhatia | BOA |
Ryan Gilbert | BTIG |
Good morning and welcome to the Radian Second Quarter 2021 Earnings Call. My name is Anara and I'll be the operator for today's call. At this time, all participants are in a listen-only mode. Later, we'll conduct a question-and-answer session. [Operator Instructions] Please note this conference is being recorded.