Rob Luther | Vice President, Corporate Development, Strategy and Investor Relations |
Steve Donaghy | Chief Executive Officer |
Frank Wilcox | Chief Financial Officer |
Jon Springer | President and Chief Risk Officer |
Bill Broomall | Dowling & Partners |
Tom Shimp | Piper Sandler |
Ladies and gentlemen, thank you for standing by and welcome to the Universal Insurance Holdings First Quarter 2020 Results Call. At this time, all participants are in a listen only mode. After the speaker presentation, there will be a question-and-answer session. [Operator Instructions]
I would now like to hand the conference over to your speaker today Vice President of Corporate Strategy and Investor Relations, Mr.