Rob Luther | Vice President of Corporate Strategy and Investor Relations |
Steve Donaghy | Chief Executive Officer |
Frank Wilcox | Chief Financial Officer |
Jon Springer | President and Chief Risk Officer |
Tom Shimp | Piper Sandler |
Bill Broomall | Dowling & Partners |
Ladies and gentlemen, thank you for standing by, and welcome to UVE’s Second Quarter 2020 Earnings Conference Call. At this time, all participant lines are in a listen-only mode. After the speaker presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded. [Operator Instructions].