Rob Luther | VP, Corporate Strategy and IR |
Steve Donaghy | CEO |
Frank Wilcox | CFO |
Tom Shimp | Piper Sandler |
Bill Broomall | Dowling & Partners |
Good morning, ladies and gentlemen, and welcome to the UVE Fourth Quarter 2020 Earnings Conference Call. At this time, all participants' lines are in a listen-only mode. After the speaker presentation, there will be a question-and-answer session. [Operator Instructions] As a reminder, this conference call is being recorded. I would now like to turn the conference over to Rob Luther, Vice President of Corporate Strategy and Investor Relations.