Begona Morenes | IR |
Jose Antonio Alvarez | CEO |
Jose Garcia Cantera | CFO |
Alvaro Serrano | Morgan Stanley |
Ignacio Ulargui | BNP Paribas |
Pamela Zuluaga | Credit Suisse |
Sofie Peterzens | JPMorgan |
Benjie Creelan-Sandford | Jefferies |
Ignacio Cerezo | UBS |
Carlos Peixoto | CaixaBank |
Andrea Filtri | Mediobanca |
Carlos Cobo Catena | Societe Generale |
Britta Schmidt | Autonomous Research |
Good morning, everybody, and welcome to Banco Santander's conference to discuss our financial results for the first half of 2022.
Just as a reminder, both the results report and the presentation we will be following today are available to you on our website. I'm joined here today by our CEO, Mr. Jose Antonio Alvarez; and our CFO, Mr. Jose Garcia Cantera.