Karen Beyer | SVP, IR |
Evan Greenberg | CEO |
Philip Bancroft | CFO |
Michael Phillips | Morgan Stanley |
Paul Newsome | Piper Sandler |
Elyse Greenspan | Wells Fargo |
Yaron Kinar | Goldman Sachs |
Mike Zaremski | Credit Suisse |
Ryan Tunis | Autonomous |
Meyer Shields | KBW |
Brian Meredith | UBS |
David Motemaden | Evercore |
Greg Peters | Raymond James |
Ladies and gentlemen, please standby. Good day, and welcome to the Chubb Limited Fourth Quarter Year-End 2019 Earnings Conference Call. This conference is being recorded. [Operator Instructions]
For opening remarks and introductions, I would like to turn the call over to Karen Beyer, Senior Vice President, Investor Relations.