Todd Larson | Senior EVP and CFO |
Anna Manning | President and CEO |
Humphrey Lee | Dowling & Partners |
Jimmy Bhullar | JPMorgan |
Kenneth Lee | RBC Capital Markets |
Erik Bass | Autonomous Research |
John Nadel | UBS |
Ryan Krueger | KBW |
Dan Bergman | Citigroup |
Alex Scott | Goldman Sachs |
Andrew Kligerman | Credit Suisse |
Good day, everyone, and welcome to the Reinsurance Group of America Second Quarter 2018 Results Conference Call. Today's call is being recorded. At this time, I would like to introduce Mr. Todd Larson, Senior Executive Vice President and Chief Financial Officer; and Ms. Anna Manning, President and Chief Executive Officer.