Anna Manning | President and Chief Executive Officer |
Todd Larson | Senior Executive Vice President and Chief Financial Officer |
Kenneth Lee | RBC Capital Markets |
Erik Bass | Autonomous |
Ryan Krueger | Keefe, Bruyette & Woods, Inc. |
Humphrey Lee | Dowling and Partners |
John Nadel | UBS |
Andrew Kligerman | Credit Suisse |
Dan Bergman | Citi |
Alex Scott | Goldman Sachs |
Jimmy Bhullar | JP Morgan |
Thomas Gallagher | Evercore ISI |
Good day and welcome to the Reinsurance Group of America Third Quarter 2018 Results Conference Call. Today's call is being recorded. At this time, I would like to introduce Mr. Todd Larson, Senior Executive Vice President and Chief Financial Officer; and Ms. Anna Manning, President and Chief Executive Officer.