Todd Larson | Senior EVP & CFO |
Anna Manning | President & CEO |
Jonathan Porter | EVP & Global Chief Risk Officer |
Alain Néemeh | Senior EVP & COO |
Humphrey Lee | Dowling & Partners Securities |
Andrew Kligerman | Crédit Suisse |
Jamminder Bhullar | JPMorgan Chase & Co. |
Ryan Krueger | KBW |
Erik Bass | Autonomous Research |
Thomas Gallagher | Evercore ISI |
Daniel Bergman | Citigroup |
Konstantinos Agrogiannis | S&P Global Ratings |
Michael Ward | UBS Investment Bank |
Good day, everyone. Welcome to the Reinsurance Group of America's Second Quarter 2020 Results Conference Call. Today's call is being recorded. At this time, I would like to introduce Mr. Todd Larson, Senior Executive Vice President and Chief Financial Officer; and Ms.