Todd Larson | executive |
Tony Cheng | executive |
Jamminder Bhullar | analyst |
Leslie Barbi | executive |
John Barnidge | analyst |
Joel Hurwitz | analyst |
Jonathan Porter | executive |
Thomas Gallagher | analyst |
Suneet Kamath | analyst |
Ryan Krueger | analyst |
Wilma Jackson Burdis | analyst |
Alex Scott | analyst |
Michael Ward | analyst |
Welcome to the Reinsurance Group of America Fourth Quarter 2023 Earnings Conference Call. [Operator Instructions]. Please note this event is being recorded. I would now like to turn the conference over to Todd Larson, Senior Executive Vice President and Chief Financial Officer. Please [ go ahead ].