John Griek | The Allstate Corp. |
Thomas Joseph Wilson | The Allstate Corp. |
Mario Rizzo | The Allstate Corp. |
Glenn T. Shapiro | Allstate Insurance Co. |
Elyse B. Greenspan | Wells Fargo Securities LLC |
Charles Gregory Peters | Raymond James & Associates, Inc. |
Kai Pan | Morgan Stanley & Co. LLC |
Michael Zaremski | Credit Suisse |
Amit Kumar | The Buckingham Research Group, Inc. |
Brian Meredith | UBS Securities LLC |
Robert Glasspiegel | Janney Montgomery Scott LLC |
Meyer Shields | Keefe, Bruyette & Woods, Inc. |
Good day, ladies and gentlemen, and welcome to Allstate's Third Quarter 2018 Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will be given at that time.
As a reminder, today's program is being recorded. I would now like to introduce your host for today's program, Mr.