Randy Newman | Chairman, President and CEO |
Katie Lorenson | CFO |
Karin Taylor | EVP and Chief Risk Officer |
Jeff Rulis | D.A. Davidson |
Bob Shone | Piper Sandler |
William Wallace | Raymond James |
Good morning, and welcome to the Alerus Financial Corporation Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] Please note that this event is being recorded.
This call may include forward-looking statements, and the company's actual results may differ materially from those indicated in any forward-looking statements. Important factors that could cause actual results to differ materially from those indicated in the forward-looking statements are listed in the earnings release and the company's SEC filings.