Randy Newman | executive |
Katie Lorenson | executive |
Karin Taylor | executive |
Jeff Rulis | analyst |
Nathan Race | analyst |
William Wallace IV | analyst |
Good morning, and welcome to the Alerus Financial Corporation earnings conference call. [Operator Instructions] Please note, this event is being recorded. This call may include forward-looking statements, and the company's actual results may differ materially from those indicated in any forward-looking statements. Important factors that could cause actual results to differ materially from those indicated in the forward-looking statements are listed in the earnings release and the company's SEC filings. I would now like to turn the conference over to Alerus Financial Corporation's Chairman, President and CEO, Randy Newman. Please go ahead.
Thank you, Rachel, and good morning, everyone.