Katie Lorenson | President & Chief Executive Officer |
Alan Villalon | Executive Vice President & Chief Financial Officer |
Karin Taylor | Executive Vice President & Chief Risk Management Officer |
Ben Gerlinger | Hovde Group |
Jeff Rulis | D.A. Davidson |
Nathan Race | Piper Sandler |
Good afternoon and welcome to the Alerus Financial Corporation Earnings Conference Call. [Operator Instructions] Please note, this event is being recorded. This call may include forward-looking statements, and the company's actual results may differ materially from these indicated in any forward-looking statements. Important factors that could cause actual results to differ from those indicated in the forward-looking statements are listed in the earnings release and company's SEC filings. I would now like to turn the conference over to Alerus Financial Corporation President and CEO, Katie Lorenson.