Katie Lorenson | executive |
Alan Villalon | executive |
Jeff Rulis | analyst |
James Collins | executive |
Nathan Race | analyst |
Karin Taylor | executive |
Matthew Renck | analyst |
Good morning, afternoon, evening, and welcome to the Alerus Financial Corporation Earnings Conference Call. [Operator Instructions] Please note, this event is being recorded. This call may include forward-looking statements and the company's actual results may differ materially from those indicated in any forward-looking statements. Important factors that could cause actual results to differ materially from those indicated in the forward-looking statements are listed in the earnings release and the company's SEC filings. I would now like to turn the conference over to Alerus Financial Corporation President and CEO, Katie Lorenson.