Steve Massanelli | Chief Administrative Officer and Investor Relations Officer |
George Makris | Chairman and Chief Executive Officer |
Bob Fehlman | Chief Financial Officer |
Matt Reddin | President-Banking Enterprise |
Marty Casteel | Chairman and Chief Executive Officer-Simmons Bank |
Brady Gailey | KBW |
David Feaster | Raymond James |
Stephen Scouten | Sandler O’Neill |
Matt Olney | Stephens |
Good day, ladies and gentlemen, and welcome to the Simmons First National Corporation Fourth Quarter Earnings Call and Webcast. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions] As a reminder, this conference call is being recorded. I would now like to introduce your host for today’s conference, Mr.