Steve Massanelli | Chief Administrative Officer & Investor Relations Officer |
George Makris | Chairman and Chief Executive Officer |
Robert Fehlman | Senior Executive Vice President, Chief Financial Officer and Chief Operating Officer |
Marty Casteel | Chairman and Chief Executive Officer of Simmons Bank |
Matthew Reddin | President of Banking Enterprise |
Brady Gailey | KBW |
David Feaster | Raymond James |
Matt Olney | Stephens |
Gary Tenner | D.A. Davidson |
Garrett Holland | Baird |
Stephen Scouten | Piper Sandler |
Ladies and gentlemen, thank you for standing by and welcome to the Simmons First National Corporation Fourth Quarter 2019 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded. [Operator Instructions]