Steve Massanelli | Chief Administrative Officer & IR Officer |
George Makris | Chairman and CEO |
Robert Fehlman | CFO and COO |
David Garner | Executive Director of Finance and Accounting, and Chief Accounting Officer |
Matthew Reddin | Chief Banking Officer |
Woody Lay | KBW |
Matt Olney | Stephens, Inc. |
Gary Tenner | D.A. Davidson |
David Feaster | Raymond James |
Ladies and gentlemen, thank you for standing by and welcome to the Simmons First National Corporation First Quarter 2020 Earnings Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded. [Operator Instructions]
I will now like to hand the conference over to your speaker today, Mr. Steve Massanelli.