Brittany Elsasser | Director of Investor Relations |
Brad Hanson | President and Chief Executive Officer |
Glen Herrick | Executive Vice President and Chief Financial Officer |
Frank Schiraldi | Sandler O'Neill |
Michael Perito | KBW |
Steve Moss | B. Riley FBR |
Daniel Cardenas | Raymond James |
Ladies and gentlemen, thank you for standing by and welcome to the Meta Financial Group Fourth Quarter and Fiscal Year 2019 Investor Conference Call. [Operator Instructions] As a reminder, this conference call is being recorded.
I would now like to turn the call over to Brittany Elsasser, Director of Investor Relations. Please go ahead.
Thank you, and welcome to Meta's conference call and webcast to discuss our financial results for the fourth quarter and fiscal year ended September 30, 2019, released earlier this afternoon.