Salvatore DiMartino | Director of Investor Relations |
Joseph Ficalora | President and Chief Executive Officer |
Thomas Cangemi | Chief Financial Officer |
Ebrahim Poonawala | Bank Of America Merrill Lynch |
Steve Moss | B. Riley FBR, Inc. |
Steven Duong | RBC Capital Markets |
Steven Alexopoulos | JPMorgan Chase & Co. |
Moshe Orenbuch | Credit Suisse |
Matthew Breese | Piper Jaffray |
Austin Nicholas | Stephens Inc. |
Collyn Gilbert | Keefe, Bruyette & Woods, Inc. |
Peter Winter | Wedbush Securities |
Brock Vandervliet | UBS Financial Services, Inc. |
Greetings and welcome to the New York Community Bancorp Second Quarter 2019 Earnings Conference Call. At this time, all participants are in a listen-only mode. A brief question-and-answer session will follow formal presentation. [Operator Instructions] As a reminder, this conference is being recorded.
I now like to turn the conference over to your host, Sal DiMartino.