Sal DiMartino | Director of Investor Relations |
Joseph Ficalora | President and Chief Executive Officer |
Thomas Cangemi | Chief Financial Officer |
Robert Wann | Chief Operating Officer |
John Pinto | Chief Accounting Officer |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Steve Moss | B. Riley |
Mark Fitzgibbon | Sandler O'Neill |
Steven Duong | RBC Capital Markets |
Peter Winter | Wedbush Securities |
Ken Zerbe | Morgan Stanley |
Steven Alexopoulos | JPMorgan |
Moshe Orenbuch | Crédit Suisse |
Collyn Gilbert | KBW |
Christopher Marinac | FIG Partners |
Good morning. This is Sal DiMartino, Director of Investor Relations. Thank you all for joining the management team of New York Community Bancorp for today's conference call.
Today's discussion of the company's third quarter 2019 performance will be led by President and Chief Executive Officer, Joseph Ficalora; and Chief Financial Officer, Thomas Cangemi; together with Chief Operating Officer, Robert Wann; and Chief Accounting Officer, John Pinto.
Certain comments made on this call will contain forward-looking statements that are intended to be covered by the safe harbor provisions of the Private Securities Litigation Reform Act of 1995.