Sal DiMartino | Director of Investor Relations |
Joseph Ficalora | President and Chief Executive Officer |
Thomas Cangemi | Chief Financial Officer |
Robert Wann | Chief Operating Officer |
John Pinto | Chief Accounting Officer |
Ebrahim Poonawala | Bank of America |
Brock Vandervliet | UBS |
Ken Zerbe | Morgan Stanley |
Steve Moss | B. Riley |
Steven Alexopoulos | JP Morgan |
Peter Winter | Wedbush Securities |
Christopher Marinac | FIG Partners |
Matthew Breese | Stephens |
Steven Duong | RBC Capital Markets |
Collyn Gilbert | KBW |
Brock Vandervliet | UBS |
Good morning. This is Sal DiMartino, Director of Investor Relations. Thank you all for joining the management team of New York Community Bancorp for today's conference call.
Today's discussion on the company's fourth quarter and full year 2019 performance will be led by President and Chief Executive Officer, Joseph Ficalora and Chief Financial Officer, Thomas Cangemi, together with Chief Operating Officer, Robert Wann and Chief Accounting Officer, John Pinto.
Today's release includes a reconciliation of certain GAAP and non-GAAP financial measures that may be discussed during this conference call.