Sal DiMartino | Director-Investor Relations |
Joseph Ficalora | President & Chief Executive Officer |
Thomas Cangemi | Chief Financial Officer |
Robert Wann | Chief Operating Officer |
John Pinto | Chief Accounting Officer |
Ebrahim Poonawala | Bank of America Securities |
Brock Vandervliet | UBS |
Steve Moss | B. Riley Securities |
Ken Zerbe | Morgan Stanley |
Steven Duong | RBC Capital Markets |
Matthew Breese | Stephens Inc. |
Christopher Marinac | FIG Partners |
Ebrahim Poonawala | Bank of America Securities |
Collyn Gilbert | KBW |
Greetings. Welcome to NYCB 3Q 2020 Earnings Conference Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] Please note this conference is being recorded.