Sal DiMartino | Executive Vice President & Chief of Staff |
Thomas Cangemi | Chairman, President & Chief Executive Officer |
Robert Wann | Chief Operating Officer |
John Pinto | Chief Financial Officer |
Sandro DiNello | President and Chief Executive Officer, Flagstar Bancorp |
Lee Smith | President, Flagstar Mortgage |
Ebrahim Poonawala | Bank of America |
Steven Alexopoulos | JPMorgan |
Christopher Marinac | Janney Montgomery Scott |
Steve Moss | B. Riley Securities |
Bernard Von Gizycki | Deutsche Bank |
Matthew Breese | Stephens |
Chris McGratty | KBW |
Good morning, everyone. This is Sal DiMartino. Thank you for joining the management team of New York Community for today's conference call. Today's discussion of the Company's Second Quarter 2022 Results will be led by Chairman, President and CEO, Thomas Cangemi, joined by Chief Operating Officer, Robert Wann; and the Company's Chief Financial Officer, John Pinto. They are joined on the line by Sandro DiNello, President and CEO of Flagstar Bancorp; and Lee Smith, President of Flagstar Mortgage.