Sal DiMartino | Director of Investor Relations |
Thomas Cangemi | President and Chief Executive Officer |
John Pinto | Senior Executive Vice President and Chief Financial Officer |
Reginald Davis | Senior Executive Vice President and President of Banking |
Lee Smith | Senior Executive Vice President and President of Mortgage |
Eric Howell | President of Commercial and Private Banking |
Broderick Preston | UBS |
Steve Moss | Raymond James |
Manan Gosalia | Morgan Stanley |
Bernard von-Gizycki | Deutsche Bank |
David Rochester | Compass Point Research |
Matthew Breese | Stephens Inc. |
Peter Winter | D.A. Davidson & Co. |
Christopher McGratty | Keefe, Bruyette & Woods, Inc. |
Steven Alexopoulos | JPMorgan Chase & Co. |
Casey Haire | Jefferies LLC |
Good morning, ladies and gentlemen, and welcome to the NYCB Second Quarter 2023 Earnings Conference Call. At this time, all lines are in a listen-only mode.
Following the presentation, we will conduct a question-and-answer session. [Operator Instructions] This call is being recorded on Thursday, July 27, 2023.
I would now like to turn the conference over to Sal DiMartino.