Peter Hill | Investor Relations, Principal at Kekst and Company |
Kevin O'Donnell | President, Chief Executive Officer, Director |
Bob Qutub | Chief Financial Officer, Executive Vice President |
Kai Pan | Morgan Stanley |
Elyse Greenspan | Wells Fargo |
Amit Kumar | Buckingham Research Group |
Brian Meredith | UBS |
Meyer Shields | KBW |
Jay Cohen | Bank of America |
Good morning. My name is Amy and I will be your conference operator today. At this time, I would like to welcome everyone to the RenaissanceRe fourth quarter 2017 financial results conference call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.