Keith McCue | SVP, Finance & IR |
Kevin O'Donnell | President, CEO & Director |
Robert Qutub | EVP & CFO |
Elyse Greenspan | Wells Fargo Securities |
Ryan Tunis | Autonomous Research |
Yaron Kinar | Jefferies |
Michael Zaremski | BMO Capital Markets |
Joshua Shanker | Bank of America Merrill Lynch |
Meyer Shields | KBW |
Brian Meredith | UBS |
Good morning. My name is Chelsea, and I will be your conference operator today. At this time, I would like to welcome everyone to the RenaissanceRe Second Quarter 2023 Earnings Conference Call and Webcast. After the prepared remarks, we will open the call for your questions. Instructions will be given at that time.