Beth Mooney | Chairman and CEO |
Don Kimble | CFO |
Chris Gorman | President, Banking |
Mark Midkiff | Chief Risk Officer |
Clark Khayat | EVP and Chief Strategy Officer |
Scott Siefers | Sandler O’Neill |
Peter Winter | Wedbush |
John Pancari | Evercore ISI |
Ken Zerbe | Morgan Stanley |
Matt O’Connor | Deutsche Bank |
Steven Alexopoulos | JPMorgan |
Erika Najarian | Bank of America Merrill Lynch |
Geoffrey Elliott | Autonomous Research |
Saul Martinez | UBS |
Terry McEvoy | Stephens |
David Long | Raymond James |
Mike Mayo | Wells Fargo |
Kevin Reevey | D.A. Davidson |
Good morning and welcome to KeyCorp's Fourth Quarter 2018 Earnings Conference Call.
As a reminder, this conference is being recorded. I would now like to turn the conference over to the Chairman and CEO, Beth Mooney. Please go ahead.
Thank you, operator.