Beth Mooney | Chairman and CEO |
Don Kimble | Chief Financial Officer |
Chris Gorman | President and Chief Operating Officer |
Mark Midkiff, | Chief Risk Officer |
Scott Siefers | Sandler O'Neill |
Ken Zerbe | Morgan Stanley |
John Pancari | Evercore |
Peter Winter | Wedbush |
Ken Usdin | Jefferies |
Steven Alexopoulos | JPMorgan |
Gerard Cassidy | RBC |
Mike Mayo | Wells Fargo Securities |
Saul Martinez | UBS |
Marlin Mosby | Vining Sparks |
Brian Foran | Autonomous Research |
Brian Klock | Keefe, Bruyette, Woods |
Good morning. And welcome to KeyCorp's Third Quarter 2019 Earnings Conference Call.
As a reminder this conference is being recorded. I’d like to turn the conference over to the Chairman and CEO, Beth Mooney. Please go ahead.