|Matthew Funke||EVP, CFO & Principal Accounting Officer|
|Greg Steffens||President, CEO & Director|
|Andrew Liesch||Sandler O'Neill + Partners|
Good afternoon, and welcome to the Southern Missouri Bancorp, Inc. quarterly earnings call. [Operator Instructions]. Please note, this event is being recorded. I would now like to turn the conference over to Matt Funke, please go ahead.