Greg Steffens | President & CEO |
Matthew Funke | Executive VP & CFO |
Andrew Liesch | Sandler O'Neill |
Kelly Motta | KBW |
Good day, and welcome to the Southern Missouri Bancorp Fourth Quarter Earnings Conference call. All participants will be in listen-only mode. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Matt Funke. Sir, please go ahead.