Lynn Fuller | Chairman and CEO |
Bruce Lee | President |
Bryan McKeag | EVP and CFO |
Drew Townsend | EVP and CCO |
Jeff Rulis | DA Davidson |
Nathan Race | Piper Jaffray |
Damon DelMonte | KBW |
Andrew Liesch | Sandler O’Neill |
Greetings and welcome to the Heartland Financial USA, Inc First Quarter 2018 Conference Call. This afternoon, Heartland distributed its first quarter press release and hopefully, you’ve had a chance to review the results. If there is anyone on this call who did not receive a copy, you may access it at Heartland’s website at www.htlf.com. With us today from management are Lynn Fuller, Chairman and Chief Executive Officer; Bruce Lee, President and Bryan McKeag, Executive Vice President and Chief Financial Officer. Management will provide a brief summary of the quarter and then we will open up the call to your questions.