Lynn Fuller | Executive Operative Chairman |
Bruce Lee | President and CEO |
Bryan McKeag | EVP and CFO |
Drew Townsend | EVP Chief Credit Officer |
Jeff Rulis | DA Davidson |
Nathan Race | Piper Jaffray |
Terry McEvoy | Stephens Inc |
Andrew Liesch | Sandler O'Neill |
Daniel Cardenas | Raymond James |
Damon DelMonte | KBW |
Greetings and welcome to the Heartland Financial USA, Inc Second Quarter 2018 Conference Call. This afternoon, Heartland distributed its second quarter press release and hopefully, you had a chance to review the results. If there is anyone on this call who did not receive a copy, you may access it at Heartland’s website at www.htlf.com. With us today from management are Lynn Fuller, Executive Operative Chairman; Bruce Lee, President and CEO; and Bryan McKeag, Executive Vice President and Chief Financial Officer. Management will provide a brief summary of the quarter and then we will open up the call to your questions.