Lynn Fuller | Executive Operating Chairman |
Bruce Lee | President and Chief Executive Officer |
Bryan McKeag | Executive Vice President and Chief Financial Officer |
Andrew Townsend | Executive Vice President and Chief Credit Officer |
Jeffrey Rulis | D.A. Davidson & Co. |
Nathan Race | Piper Jaffray |
Terence McEvoy | Stephens Inc. |
Andrew Liesch | Sandler O'Neill & Partners, L.P. |
Damon DelMonte | Keefe, Bruyette, & Woods, Inc. |
Daniel Cardenas | Raymond James & Associates |
Greetings, and welcome to the Heartland Financial USA, Inc.
Third Quarter 2019 Conference Call.
This afternoon, Heartland distributed its third quarter press release, and hopefully, you've had a chance to review the results. If there is anyone on this call who did not receive a copy, you may access it at Heartland's website at htlf.com.
With us today from management are Lynn Fuller, Executive Operating Chairman; Bruce Lee, President and CEO; and Bryan McKeag, Executive Vice President and Chief Financial Officer.