Lynn Fuller | Executive Operating Chairman |
Bruce Lee | President and Chief Executive Officer |
Bryan McKeag | Executive Vice President and Chief Financial Officer |
Jeff Rulis | D.A. Davidson |
Terry McEvoy | Stephens |
Andrew Liesch | Piper Sandler |
Damon DelMonte | KBW |
David Long | Raymond James |
Greetings and welcome to the Heartland Financial USA, Inc Second Quarter 2020 Conference Call. This afternoon, Heartland distributed its second quarter press release and hopefully you have had a chance to review the results. If there is anyone on this call who did not receive a copy, you may access it at Heartland’s website at htlf.com. With us today from management are Lynn Fuller, Executive Operating Chairman; Bruce Lee, President and CEO; and Bryan McKeag, Executive Vice President and Chief Financial Officer. Management will provide a brief summary of the quarter and then we will open the call to your questions.