Richard Baytosh | Senior Vice President, Assistant Director, Investor Relations |
Kelly King | Chairman & CEO |
Daryl Bible | Senior EVP & CFO |
Christopher Henson | President & COO |
Clarke Starnes | Senior EVP & Chief Risk Officer |
John McDonald | Autonomous Research |
Betsy Graseck | Morgan Stanley |
Mike Mayo | Wells Fargo Securities |
Erika Najarian | Bank of America |
Matt O'Connor | Deutsche Bank |
John Pancari | Evercore ISI |
Ken Usdin | Jefferies |
Greetings, ladies and gentlemen, and welcome to the BB&T Corporation First Quarter 2019 Earnings Conference. Currently all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation.
As a reminder, this event is being recorded. And it is now my pleasure to introduce your host, Rich Baytosh, Director of Investor Relations for BB&T Corporation.