Ryan Richards | Director of Investor Relations |
Kelly King | Chairman and Chief Executive Officer |
Daryl Bible | Chief Financial Officer |
Clarke Starnes III | Chief Risk Officer |
Christopher Henson | Head of Banking and Insurance |
William Rogers, Jr. | President and Chief Operating Officer |
Saul Martinez | UBS |
Gerard Cassidy | RBC Capital Markets |
Betsy Graseck | Morgan Stanley |
Mike Mayo | Wells Fargo Securities |
John Pancari | Evercore ISI |
Kenneth Usdin | Jefferies & Company, Inc. |
Matthew O'Connor | Deutsche Bank |
Erika Najarian | Bank of America Merrill Lynch |
Stephen Scouten | Piper Sandler Companies |
Christopher Marinac | Janney Montgomery Scott |
John McDonald | Autonomous Research |
Greetings, ladies and gentlemen, and welcome to the Truist Financial Corporation First Quarter 2020 Earnings Conference Call. Currently, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation.
As a reminder, this event is being recorded.
It is now my pleasure to introduce your host, Mr.