Bradley Milsaps | executive |
William Rogers | executive |
Michael Maguire | executive |
Kenneth Usdin | analyst |
John McDonald | analyst |
Ebrahim Poonawala | analyst |
L. Erika Penala | analyst |
John Pancari | analyst |
Michael Mayo | analyst |
Matthew O'Connor | analyst |
Gerard Cassidy | analyst |
Clarke Starnes | executive |
Ryan Kenny | analyst |
Greetings, ladies and gentlemen, and welcome to the Truist Financial Corporation Third Quarter 2023 Earnings Conference Call. [Operator Instructions] A brief question-and-answer session will follow the formal presentation.
As a reminder, this is being recorded.
It is now my pleasure to introduce your host, Mr.