John Buran | executive |
Susan Cullen | executive |
Mark Fitzgibbon | analyst |
Francis Korzekwinski | executive |
Stephen Moss | analyst |
Christopher O'Connell | analyst |
Manuel Navas | analyst |
Good day, and welcome to Flushing Financial Corporation's Third Quarter 2023 Earnings Conference Call. Hosting the call today are John Buran, President and Chief Executive Officer; and Susan Cullen, Senior Executive Vice President, Chief Financial Officer and Treasurer; and Franc Korzekwinski, Senior Executive Vice President and Chief of Real Estate Lending. Today's call is being recorded. [Operator Instructions]
I would now like to turn the conference over to John Buran.