Jeff Norris | Senior Vice President of Finance |
Richard Fairbank | Capital One’s Chairman and Chief Executive Officer |
Andrew Young | Capital One’s Chief Financial Officer |
Ryan Nash | Goldman Sachs |
Moshe Orenbuch | Credit Suisse |
Betsy Graseck | Morgan Stanley |
Rick Shane | JPMorgan |
Bill Carcache | Wolfe Research |
John Pancari | Evercore |
Sanjay Sakhrani | KBW |
John Hecht | Jefferies |
Kevin Barker | Piper Sandler |
Good day, ladies and gentlemen, welcome to the Capital One Third Quarter 2021 earnings conference call. All lines have been placed on mute to prevent any background noise. After the speakers remarks, there will be a question and answer period.
If you would like to ask a question during this time, simply press the star key then the number one on your telephone keypad.
If you would like to withdraw your question from the star key then press the number two.