Christine Viau | Head of IR |
Darryl White | CEO |
Tayfun Tuzun | CFO |
Pat Cronin | Chief Risk Officer |
Ernie Johannson | Group Head, North American Personal and Business Banking |
Dave Casper | U.S. CEO |
Dan Barclay | Group Head, BMO Capital Markets |
Joanna Rotenberg | Group Head, BMO Wealth Management |
Ebrahim Poonawala | Bank of America |
Scott Chan | Canaccord Genuity |
Meny Grauman | Scotia Capital |
Gabriel Dechaine | National Bank Financial |
John Aiken | Barclays Capital |
Mario Mendonca | TD Securities |
Paul Holden | CIBC Capital Markets |
Darko Mihelic | RBC Capital Markets |
Lemar Persaud | Cormark Securities |
Nigel d'Souza | Veritas |
Good morning and welcome to the BMO Financial Group's Q3 2021 Earnings Release and Conference Call for August 24, 2021.
Your host for today is Mrs. Christine Viau, Head of Investor Relations. Mrs. Viau, please go ahead.