Christine Viau | Head of IR |
Darryl White | CEO |
Tayfun Tuzun | CFO |
Pat Cronin | Chief Risk Officer |
Ernie Johannson | Group Head, North American Personal and Business Banking |
Dave Casper | U.S. CEO |
Dan Barclay | Group Head, BMO Capital Markets |
Deland Kamanga | Group Head, BMO Wealth Management |
Gabriel Dechaine | National Bank Financial |
Doug Young | Desjardins |
Ebrahim Poonawala | BofA Securities |
Paul Holden | CIBC Capital Markets |
Meny Grauman | Scotiabank |
Nigel D'Souza | Veritas Investment Research |
Lemar Persaud | Cormark Securities |
Darko Mihelic | RBC Capital Markets |
Scott Chan | Canaccord Genuity |
Good morning, and welcome to the BMO Financial Group's Q4 2021 Earnings Release and Conference Call for December 3, 2021.
Your host for today is Christine Viau. Please go ahead.
Thank you, and good morning. Welcome to BMO's fourth quarter 2021 results presentation.