|Mitchell E. Fadel||Director & CEO|
|Joel M. Mussat||COO & Executive VP|
|Maureen B. Short||Interim CFO|
|Daniel O'Rourke||VP of Finance, IR, and Treasury|
|Kyle Joseph||Jefferies LLC|
|John Rowan||Janney Montgomery Scott LLC|
|Bradley Thomas||KeyBanc Capital Markets, Inc.|
|Katherine West||Raymond James & Associates|
|Carla Casella||JP Morgan Chase & Co|
|Karru Martinson||Jefferies LLC|
Good morning, and thank you for holding. Welcome to Rent-A-Center's Fourth Quarter Earnings Conference Call.
As a reminder, this conference is being recorded, Wednesday, February 21, 2018.
Your speakers today are Mr. Mitch Fadel, Chief Executive Officer of Rent-A-Center; Maureen Short, Interim Chief Financial Officer; Joel Mussat, Chief Operating Officer; and Daniel O'Rourke, Vice President of Finance, Investor Relations, and Treasury.