|Daniel O'Rourke||Senior Vice President-Finance and Real Estate|
|Mitch Fadel||Chief Executive Officer|
|Maureen Short||Chief Financial Officer|
|Bobby Griffin||Raymond James|
|Anthony Chukumba||Loop Capital Markets|
|Brad Thomas||KeyBanc Capital Markets|
|Tim Vierengel||Northcoast Research|
Good morning, and thank you for holding. Welcome to Rent-A-Center's Second Quarter Earnings Conference Call.
As a reminder, this conference is being recorded, Thursday, August 6, 2020.
Your speakers today are Mr. Mitch Fadel, Chief Executive Officer of Rent-A-Center; Maureen Short, Chief Financial Officer; and Daniel O'Rourke, Senior Vice President of Finance and Real Estate.