Kenneth Posner | Senior Vice President, Strategic Planning & Investor Relations |
Jay Bray | Chairman & Chief Executive Officer |
Chris Marshall | Vice Chairman |
Amar Patel | Interim Chief Financial Officer |
Doug Harter | Credit Suisse |
Bose George | KBW |
Mark DeVries | Barclays |
Mark Hammond | Bank of America. |
Henry Coffey | Wedbush Securities |
Giuliano Bologna | BTIG |
Kevin Barker | Piper Jaffray |
Good morning and welcome to Mr. Cooper's Fourth Quarter Earnings Call. My name is Ken Posner and I'm the SVP of Strategic Planning and Investor Relations. With me today is Jay Bray, Chairman and CEO; Chris Marshall, Vice Chairman; and Amar Patel, Interim CFO.
Let me start by reminding you of a few things.