Ken Posner | Senior Vice President, Strategic Planning and Investor Relations |
Jay Bray | Chairman, President and Chief Executive Officer |
Chris Marshall | Vice Chairman and Chief Financial Officer |
Bose George | KBW |
Doug Harter | Credit Suisse |
Mark Hammond | Bank of America |
Kevin Barker | Piper Sandler |
Henry Coffey | Wedbush |
Mark DeVries | Barclays |
Ladies and gentlemen, thank you for standing by. And welcome to the Mr. Cooper Group's Fourth Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker presentation, there will be a question-and-answer session.