Ken Posner | Senior Vice President of Strategic Planning and Investor Relations |
Jay Bray | Chairman and Chief Executive Officer |
Chris Marshall | Vice Chairman and Chief Financial Officer |
Giuliano Bologna | Compass Point |
Mark DeVries | Barclays |
Doug Harter | Credit Suisse |
Mark Hammond | Bank of America Merrill Lynch |
Kevin Barker | Piper Sandler |
Henry Coffey | Wedbush Securities |
Ladies and gentlemen, thank you for standing by, and welcome to the Mr. Cooper Group's third-quarter earnings call. [Operator instructions] Please be advised that today's conference is being recorded. [Operator instructions] I would now like to hand the conference over to your host, SVP of Strategic Planning and Investor Relations Ken Posner. Sir, please go ahead.